Financial coaching for busy professionals, growing families, and pre-retirees — grounded in 20+ years of corporate finance experience, one honest conversation at a time. I help individuals and families eliminate debt, invest with purpose, and retire with confidence. No commissions. No products to sell you. Just a plan.
20 minutes. No pitch. No obligation. Just clarity on your next step.
Whether you're paying off your first loan or counting down to retirement, we build a roadmap that fits your life — not a product pitch.
A step-by-step payoff plan that frees up income and cuts interest costs.
Know exactly where your money goes — and redirect it toward what matters.
Turn vague hopes into clear, measurable financial goals with milestones.
Learn how diversification, risk management, and consistency build wealth.
Know your Retirement Number — and the milestones to hit it.
Align your money with the life you want — career moves, family milestones, and big decisions.
Everyone gets the same coaching, the same plan, and the same RightCapital portal. The only thing you're choosing is how long you'd like to commit.
3-month minimum
Then $99/mo ongoing · $1,488 your first year
Start without a long commitment. Stop after three months with a plan in hand, or keep going at the ongoing rate.
12-month commitment
Stays at $99/mo · $1,188 your first year
Commit to a year and pay the ongoing rate from day one — no build premium, ever.
The first three months are the build — your full financial picture, your Retirement Number, and your allocation. The wider topics get layered into your monthly meetings from there.
Both paths reach the same place: $99/month with full ongoing support. No commissions, no products sold — ever.
Book a free 20-minute consultation online. We'll talk about where you are and where you want to go — no pressure, no pitch.
We assess your full financial picture together and build a personalized plan — including your Retirement Number — inside your own RightCapital planning portal.
Regular check-ins keep you accountable and on track as life changes. You're never navigating money decisions alone again.
Every client gets access to RightCapital — the same financial planning platform used by professional advisors. See your full financial picture, run retirement scenarios, and track progress in real time, all in one secure place.
I spent 20+ years in corporate finance — junior analyst to senior finance director — but my greatest joy always came from helping people with their personal finances. So I took the modeling and planning skills from the corporate world and brought them to everyday families. That became Financial Success Planning Inc.
I hold a Bachelor of Science from Georgia Tech with a focus in Finance and Information Systems, and an MBA in Risk Management from the University of Georgia. I also teach Personal Finance, Business, & Economics at Kennesaw State University. Born and raised in Atlanta, I live here with my wife and two boys.
Being coached by a Certified Financial Education Instructor℠ means you're receiving guidance from a professional who has undergone rigorous training and certification to teach personal finance effectively. CFEIs are equipped with the knowledge and skills to help you understand complex financial concepts and make informed decisions about your money.
Rated ★ 5.0 on Google Reviews
"I came in overwhelmed by student loans, credit card debt, and budgeting — and left feeling hopeful and confident. Michael listened without judgment, explained payoff strategies and investing in plain terms, and never pressured me into anything. I finally see a realistic path forward."
— C.P.
"I was intimidated by our finances and planning for the future. Michael made it dumb-proof for my wife and me. The visuals he uses to forecast where we're headed gave us so much confidence."
— N.G.
"His pricing is super transparent, he doesn't judge, he analyzes alongside you and gives a clear path to your financial future. The perfect planner for middle-class families who want to take ownership. Highly recommended."
— P.R.
"I invited Michael to run a financial literacy workshop for my research group at UGA. He tailored it to grad students, undergrads, and early-career researchers, and made intimidating topics clear and practical. Several wished they'd learned it earlier."
— B.M.
"Michael is an incredible financial resource — thorough and trustworthy. We're grateful for his expertise and insightful recommendations for our family."
— M.A.
"Mike changed the way I view investing and money. He simplifies the difficult concepts and makes the whole approach very practical."
— B.Z.
"Michael broke down complex financial concepts in a way that's easy to understand, and he truly cares about helping us succeed. Highly recommend his coaching."
— M.Y.
"Michael has been a true blessing to our family's financial journey — knowledgeable, approachable, and genuinely caring. His down-to-earth advice made a real difference."
— A.A.
"His sensible advice turned a chaotic array of possibilities into a simple, focused set of measures. I feel I can manage my money wisely for now and the future."
— J.H.
"Michael brings deep expertise from the corporate world with a practical, common-sense approach. He aligns objectives with goals so every plan is strategic and achievable."
— G.M.
"His guidance on building a stable budget and navigating the American financial system has been transformative. I now manage my finances clearly and confidently."
— J.A.
"A game-changer. He understood my situation and built a practical, personalized plan. I gained clarity, reduced debt, and started saving more effectively."
— M.R.
"I came in overwhelmed by student loans, credit card debt, and budgeting — and left feeling hopeful and confident. Michael listened without judgment, explained payoff strategies and investing in plain terms, and never pressured me into anything. I finally see a realistic path forward."
— C.P.
"I was intimidated by our finances and planning for the future. Michael made it dumb-proof for my wife and me. The visuals he uses to forecast where we're headed gave us so much confidence."
— N.G.
"His pricing is super transparent, he doesn't judge, he analyzes alongside you and gives a clear path to your financial future. The perfect planner for middle-class families who want to take ownership. Highly recommended."
— P.R.
"I invited Michael to run a financial literacy workshop for my research group at UGA. He tailored it to grad students, undergrads, and early-career researchers, and made intimidating topics clear and practical. Several wished they'd learned it earlier."
— B.M.
"Michael is an incredible financial resource — thorough and trustworthy. We're grateful for his expertise and insightful recommendations for our family."
— M.A.
"Mike changed the way I view investing and money. He simplifies the difficult concepts and makes the whole approach very practical."
— B.Z.
"Michael broke down complex financial concepts in a way that's easy to understand, and he truly cares about helping us succeed. Highly recommend his coaching."
— M.Y.
"Michael has been a true blessing to our family's financial journey — knowledgeable, approachable, and genuinely caring. His down-to-earth advice made a real difference."
— A.A.
"His sensible advice turned a chaotic array of possibilities into a simple, focused set of measures. I feel I can manage my money wisely for now and the future."
— J.H.
"Michael brings deep expertise from the corporate world with a practical, common-sense approach. He aligns objectives with goals so every plan is strategic and achievable."
— G.M.
"His guidance on building a stable budget and navigating the American financial system has been transformative. I now manage my finances clearly and confidently."
— J.A.
"A game-changer. He understood my situation and built a practical, personalized plan. I gained clarity, reduced debt, and started saving more effectively."
— M.R.
A coach educates and guides — I teach you how money works, build your plan with you, and keep you accountable. I don't sell investments or manage your assets, which means I have no incentive to push products. You stay in control; I make sure you're informed and confident.
It means the only money I ever receive is the fee you pay me directly. No commissions, no referral kickbacks, no hidden compensation. Legally and ethically, I'm obligated to act in your best interest — full stop.
Yes — and there's no obligation and no sales pitch. It's a real conversation about your situation and whether coaching is a fit. If it's not, I'll tell you honestly and point you in a better direction.
Your plan doesn't get built in a vacuum — it gets built in order. The first three months cover the foundation: your full financial picture, your Retirement Number, investment allocation, and risk profile. That's the work everything else depends on.
From there, our monthly check-ins go wherever you need them: debt payoff strategy, how your budget is actually performing, a home or car purchase, college planning, insurance questions, and retirement and estate topics. There's no meaningful way to talk through estate questions before we know what the estate looks like — so the order matters.
So three months is a real starting point, not the whole journey. At the end of the minimum you can stop with a solid plan in hand, or continue at $99/month and keep going — which is when the ongoing work gets interesting.
Yes. Each package has a minimum commitment — three months for Foundation, twelve for Long-Term Success — and after that you can cancel anytime. No cancellation fee, no penalty, no phone call required to talk you out of it.
You'll keep everything we built together: your plan, your numbers, and your RightCapital portal access through the end of your final billing period. If you ever want to pick back up later, you can.
Evenings and weekends are available upon request. Just ask when you book and we'll find a time that works around your schedule.
Because you're committing to a year up front. Both paths give you exactly the same coaching, the same plan, and the same RightCapital portal — the only difference is the commitment. Foundation lets you start with three months and pay a higher rate while we build. Long-Term Success locks in the ongoing $99 rate from day one and saves you $300 over your first year.
Not at all. I work with young professionals starting families, mid-career savers, and pre-retirees alike. The earlier we start, the more options you have — but it's never too late to get a plan.
The first conversation is free, friendly, and pressure-free. Let's find out where you stand — and what your next step should be.
